How To Apply IDBI Bank Virtual Debit Card Online

IDBI Bank customers can now apply for an online virtual Debit Card through the mobile banking app. You can use this card for your online usage like shopping, bill payments and other transactions.

Today we will tell you step by step how to create your free IDBI Virtual Debit card and how to manage it online.

What is IDBI Bank Virtual Debit Card Facility?

You can use your physical IDBI bank Debit card for online transactions. You just need to enter your card details to complete the payment.

To protect your physical Debit card, the bank has launched a virtual Debit card facility. You can use this card for online payments instead of your physical debit card.

IDBi virtual Debit card is free and you can create your card through the mobile banking app in just 1 minute. Once your card is ready, you can use it for online transactions. Read also: How To Create IDBI Bank ATM PIN Online from Mobile Banking

Create IDBI Bank Free Virtual Debit Card Online (Step by Step)

Step 1: Login to the IDBI Mobile Banking application and on the main home screen, tap on the “Cards” section where you can view and manage your Debit cards and virtual cards.

IDBI Bank Mobile Banking Cards section

Step 2: Once you open the Cards section, tap on the “Debit Card” option and proceed further.

IDBI Bank Virtual Debit Card

Step 3: On the Debit Card screen, tap on the “Virtual Card” option to create your card.

IDBI Bank Virtual Debit Card

Step 4: Now tap on the “Create Virtual Card” option and proceed to generate your first new card.

IDBI Bank Virtual Debit Card

Step 5: Next screen, select your account number, select card type like Rupay, VISA, Mastercard, and select card variant (classic). You can also set your virtual Debit card validity (Max. 5 years). Now tap on the next button.

IDBI Bank Virtual Debit Card

Step 6: Now you need to verify yourself, select the “Receive OTP via SMS” option and you will receive an OTP on your registered mobile number.

IDBI Bank Virtual Debit Card

Step 7: Enter the OTP sent to your registered mobile number and submit.

IDBI Bank Virtual Debit Card

Congratulations, your free IDBI Bank virtual Debit card has been successfully created and is ready to use. Tap on “View Virtual Card” to view a digital image of your card and its details.

IDBI Bank Virtual Debit Card

How to View IDBI Virtual Debit Card Details

Once you have applied for your free Virtual Debit card, you can view your card and its details from mobile banking.

  1. Just go to the Cards section and select “Debit Card”
  2. Now Tap on the “Virtual Card” option
  3. Next screen you can select “View Virtual card”
  4. Finally, you can view your virtual card and its details like card number, CVV and expiry date.

How to manage usage and set limits for IDBI Virtual Debit Card

You can also control the usage of your IDBI Bak virtual Debit card and set transaction limits for your card. You can also on/off your card anytime through mobile banking.

  1. Just go to the Card section and open Debit Card on mobile banking
  2. Now open the “Manage Debit Card” option
  3. Next screen, select your “Virtual Debit Card”. You can set transaction limits for your card and also enable/disable your card.

Conclusion

IDBI Bank Virtual Debit Card facility is free and anyone can apply from mobile banking. You can use this card for online transactions. You don’t need to use your physical Debit card online and no need to share its details online to prevent unauthorised transactions.

If you don’t want to share your physical IDBI Debit Card details for online payments then use this Virtual card for online usage. You can set a minimum limit for your card and also enable/disable it anytime.

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