ICICI Pay Later account gives you a free credit limit of up to Rs.20,000 without any interest charge for 45 days. You can use your Pay Later money for online and offline payments using net banking and BHIM UPI. You can pay your dues without any interest charge within 45 days.
Here we will tell you how to Pay online and offline payment using ICICI Pay later account through BHIM UPI. Yes, you can set up BHIM UPI ID for your Pay later account and pay money online and offline using BHIM UPI.
If you don’t have ICICI net banking then you can use BHIM UPI for Payment using ICICI pay later. Just follow these two steps:
1# Create UPI ID for your ICICI Pay Later Account
First, you need to create BHIM UPI ID for your ICICI Pay later account. After creating a UPI ID, you will be able to pay money using a pay later account.
To create your BHIM UPI ID, just log in to the ICICI Mobile banking application and open Pay Later Services as you can see below image and tap on Create VPA/UPI ID. Now create your UPI ID.
After creating a UPI ID, now you can use the BHIM UPI option for payment and pay your bills, payment using ICICI Pay later account.
2# Pay Online Payment using UPI from ICICI Pay Later Account
To pay online payment like Flipkart, amazon payment, recharges, bills, and online bookings. First, select the UPI option on the payment page & enter your ICICI pay later UPI ID, and click on verify.
Next screen you can see your payment waiting for approval. Do not close this page.
Now login to ICICI Mobile Banking and open the Pay later section.
Here you can see the Pending Requests option, just open it.
Now accept this payment by clicking on Accept.
Done, now back to the payment page, you can see your payment has been processed successfully.
3# Pay Offline Payment using UPI from ICICI Pay later
ICICI pay later users can also pay offline payment using BHIM UPI from Pay later account.
- Tell your ICICI Pay later BHIM UPI ID to the merchant.
- The merchant now request money
- Now Login to ICICI Mobile banking and accept this payment.
So this is how ICICI Pay Later account users can pay online & offline payment using BHIM UPI from ICICI Pay later account. You can also use the ICICI Internet Banking option if your net banking is active.