If you are a South Indian Bank customer and your Debit card is disabled for the online transaction then don’t worry, you can enable online transactions for your Debit card through mobile banking and net banking.
The bank will send you an SMS if your Debit card has not been used in the last 1 year “Dear South Indian Bank customer, Debit card transaction channels unused in the last 1 year are disabled”
For your Debit card security, the bank has temporarily deactivated online e-commerce transactions for your Debit card. Follow these two methods and enable online payments and transactions for your South Indian Bank Debit card.
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Enable Online Transactions for South Indian Bank Debit Card through Mobile Banking
You can easily enable/disable online transactions for your South Indian Bank Debit card through Mobile Banking.
Step 1: Login to South Indian Bank Mobile Banking and click & open the “Debit Card” section in Service & Request as you can see below screenshot.
Step 2: Next screen, click on “Manage Usage”
Step 3: And now Enable “Set E-Commerce limit” option. You can also set limits for online usage. If you are using your Debit card for international transactions (online) then select International Settings and enable the same option.
That’s it your Debit card is now ready to use again for online payments and transactions.
Activate online usage for South Indian Bank Debit Card through Net Banking
You can also login to South Indian Bank Internet Banking and activate your Debit card for online usage.
Step 1: Login to your net banking account and click on Service Request – Card Services – Manage ATM card usage
Step 2: And now, you can see “Online/Ecom Usage” option. Just enable the Domestic and international options and submit. You can also set a per-day transaction limit for security.
So by following these two ways, South Indian Bank customers can activate online/e-commerce transactions for the Debit card. If your Debit card is also disabled for online usage then follow these two methods and enable your card again.
Frequently Asked Questions
(1) why I’m unable to use my South Indian Bank Debit card online?
Ans: As per new RBI rules, if your Debit card has not been used online in the past 1 year then it will be disabled for online usage. However, you can enable online transactions again through mobile banking and net banking. Please follow the above methods.