Digital Banking

Today, we will guide you on how to check whether your Aadhaar card is linked to your Indian Bank account using mobile banking. Linking your Aadhaar with your bank account is essential for seamless financial transactions and compliance with government regulations.

Why Linking Aadhaar to Your Indian Bank Account is Important

1. Direct Benefit Transfers (DBT): Aadhaar linking enables smooth credit of subsidies and government benefits directly into your account.
2. Ease of KYC Compliance: Aadhaar acts as a valid KYC document, simplifying account verification processes.
3. Preventing Fraud: Aadhaar linking helps in ensuring that the account belongs to the rightful individual, reducing fraudulent activities.
4. Required by Law: As per regulatory requirements, linking Aadhaar is mandatory for specific financial transactions.

Steps to Check Aadhaar Linking Status in Indian Bank Using Mobile Banking

Follow these simple steps to confirm whether your Aadhaar is linked to your Indian Bank account through the IndOASIS (Indian Bank Mobile Banking) app:

1. Log in to the IndOASIS App:
   Open the IndOASIS mobile banking application on your smartphone and log in using your credentials.
2. Navigate to the Menu:
   Once logged in, tap on the Menu option available on the home screen. Under the menu, choose the Settings option.
   
3. Access Profile Management:
   In the settings menu, tap on Profile Management and select Profile.
   
4. Check Aadhaar Linking:
   • Within the profile section, look for the Aadhaar option.
   • Tap on View to see your Aadhaar details.
   • If your 12-digit Aadhaar number is visible, it means your Aadhaar is successfully linked to your bank account.
     

If your Aadhaar card number is missing it means it is not linked with your Indian Bank account. Just visit your branch and submit your Aadhaar copy and it will be linked within 2 days.

Conclusion

Checking your Aadhaar linking status is quick and hassle-free with the Indian Bank mobile banking app. Ensure your Aadhaar is linked to continue enjoying uninterrupted banking services and to stay compliant with government guidelines.

Managing your Indian Bank account has never been easier, thanks to the IndSMART mobile banking app. If you need to access and download your account statement for the last three months, follow these simple steps.

Before starting, ensure the Indian Bank IndSMART mobile banking app is active on your phone. If it’s not, activate it using your debit card and registered mobile numeber. You can also use Aadhaar card to activate it on your phone. Once activated, you can view and download last 3 months account statement from mobile banking app. 

Steps to Download Your Indian Bank Account Last 3 Months Statement

(1) Login to the IndSMART App
Open the Indian Bank IndSMART mobile banking app and log in using your MPIN.

(2) Access the Account Statement Option
After successfully logging in, navigate to the home screen and tap on the Account Statement option.

(3) Select Your Account
On the next screen, tap on your account number to view the statement.

(4) Change the Period
You’ll see your recent transactions displayed. Tap on the Change Period option to customize the statement duration.

(5) Choose Last 90 Days
Select the Last 90 Days option from the list and continue.

(6) Download the Statement
The statement for the last three months will now appear. Tap the Download button to save the statement as a PDF file.

(7) View Your Statement
Open the downloaded PDF file, which is password-free, and review your statement.

Benefits of Using IndSMART for Account Statements

• Convenience: No need to visit a branch. Get your last 3 months statement PDF instantly
• Secure: Statements are accessible only after secure login.
• Free of Charge: Download your account statement anytime without additional costs.

Final Words

Downloading your Indian Bank account statement through the IndSMART app is quick, secure, and efficient. Follow these steps to ensure you always have your account details at your fingertips.