If you’re an SBI customer and often find yourself without internet access, there’s a simple way to keep track of your money. State Bank of India (SBI) offers SBI Quick SMS Banking, a service that lets you check your balance or view a mini statement just by sending an SMS. The best part? It works on both smartphones and basic feature phones.
Instead of logging into mobile banking apps, net banking, or UPI platforms, you can get account details instantly through a text message. This service is especially useful when you’re in areas with poor internet connectivity.
How to Activate SBI Quick SMS Banking
Before you can start using this feature, you’ll need to register your account. The registration process is quick and only needs to be done once.
Steps to Register:
- Open your phone’s messaging app.
- Type
REG <space> your account number. - Send this SMS to +91 7208933148 from the mobile number linked to your SBI account.
- Wait for a confirmation SMS from SBI, which will let you know that your registration is successful.
After that, you can start using the service right away.
How to Check Your Balance and Mini Statement
Once registered, you can access your account details anytime using simple SMS codes:
- For Account Balance:
SendBALto +91 9223766666. You’ll receive your current balance in a reply SMS. - For Mini Statement:
SendMSTMto +91 9223866666. SBI will send you details of your last five transactions.
Why Use SBI Quick SMS Banking?
This service is handy, free to use, and doesn’t require the internet. It ensures you stay informed about your account activity, whether you’re traveling, in a remote location, or simply not using online banking at the moment.
Frequently Asked Questions
1. Does SBI charge for this service?
No, SBI does not charge anything for SMS Banking. However, your mobile operator may deduct standard SMS charges.
2. Can I use it on any type of phone?
Yes, the service works on all phones that support SMS—whether you own a smartphone or a regular feature phone. The only requirement is that your number should be registered with your SBI account.
3. What if I have more than one SBI account?
You’ll need to register each account separately using the registration process mentioned above.
4. Can I receive a full statement via SMS?
No, SMS Banking only provides the last five transactions. For detailed statements, you can use SBI net banking, the YONO app, or visit your branch.
