ICICI Bank

Ever needed your credit card number or CVV for an online purchase but didn’t have your physical card with you? ICICI Bank provides a secure and easy way to access all your credit card details, including the full card number, expiry date, and CVV, right from your mobile phone or computer.

This comprehensive guide will show you exactly how to view your virtual credit card on both the iMobile app and the Net Banking portal, ensuring you’re always ready to transact.

Check Your ICICI Credit Card Details on the iMobile App

The iMobile Pay app is the quickest way to access your card details on the go.

Step 1: Log in to the iMobile Pay App

First, open the ICICI iMobile Pay app on your smartphone. Log in securely using your fingerprint, Face ID, or your 4-digit login PIN.

Step 2: Navigate to ‘Cards & Forex’

On the app’s home screen, locate and tap on the “Cards & Forex” option. This section manages all your credit and debit cards.

Step 3: Select Your Credit Card

You will see a list of all your linked ICICI Bank cards. Tap on the specific credit card for which you need to view the details.

Step 4: View Your Virtual Card Details

On the card summary page, look for an option that says “View Card” or a similar button, which may be located below your credit card’s image.

Step 5: Authenticate for Security

To protect your sensitive information, the app will ask you to authenticate. Enter your 4-digit MPIN or the One-Time Password (OTP) sent to your registered mobile number.

Once authenticated, the screen will display your complete 16-digit card number and expiry date.

To view your credit card CVV number, just turn ON CVV button as you can see in the below screenshot.

View your ICICI Credit Card Details Through ICICI Net Banking

For those who prefer a desktop or browser interface, Net Banking is a reliable alternative.

Step 1: Log in to ICICI Bank Net Banking

Visit the official ICICI Bank website and log in to your Net Banking account using your User ID and Password.

Step 2: Go to the ‘Credit Cards’ Section

After logging in, navigate to the “Cards – Credit Cards” tab, which is usually found in the main menu.

Step 3: Select Your Card and Manage Services

You can see that currently your credit card details are hidden. To view your card details, just click on the eye button as you can see screenshot below.

Step 4: Choose Verification Method

Select Call, SMS or email any option to receive OTP for authentication.

Step 5: Complete Authentication

For security, you will be prompted to enter your transaction password or an OTP sent to your registered mobile number.

Step 6: View your Credit card Details

Now you can check your credit card number. To view the CVV and expiry date just click on the eye button.

FAQs on Checking ICICI Credit Card Details

Q1: Is it safe to check my credit card details online? A: Yes, it is completely safe. ICICI Bank’s iMobile app and Net Banking portal are equipped with multiple layers of security, including multi-factor authentication, to ensure that your sensitive data is accessible only to you.

Q2: What details are visible on the virtual credit card? A: The virtual credit card displayed online contains all the information required for online transactions, including the 16-digit card number, the expiry date (MM/YY), and the 3-digit CVV.

Q3: Can I get my credit card number without having a Net Banking or iMobile account? A: You need to be registered for either Net Banking or the iMobile app to access your virtual card details. If you are not registered, you can easily do so using your credit card information.

Q4: What should I do if my physical card is lost or stolen? A: The first and most crucial step is to block your physical card immediately. You can do this easily through the iMobile app or Net Banking. Once blocked, you can request a replacement card.

By leveraging these secure digital platforms, you can manage your ICICI credit card with confidence and make payments smoothly without relying on your physical card.

The Public Provident Fund (PPF) is a trusted long-term savings scheme in India, offering tax benefits and attractive interest rates. If you hold a PPF account with ICICI Bank and need to access funds for emergencies or other purposes, you may be eligible for a partial withdrawal. ICICI Bank’s digital banking services make this process convenient and efficient. In this article, we’ll guide you through the exact steps to partially withdraw money from your PPF account online with ICICI Bank, ensuring you understand the eligibility, process, and requirements.

What is a Partial PPF Withdrawal?

A partial withdrawal from a PPF account allows you to access a portion of your savings before the account matures. According to PPF rules, partial withdrawals are permitted after the completion of 6 years from the end of the financial year in which the account was opened. You can withdraw up to 50% of the balance available at the end of the 4th year preceding the withdrawal year or the end of the preceding year, whichever is lower. Only one partial withdrawal is allowed per financial year.

For example, if you opened your PPF account in April 2018, you can start withdrawing from April 2025 (the 7th financial year). The amount you can withdraw depends on the balance as of March 31, 2021 (end of the 4th year) or March 31, 2024 (end of the preceding year).

Eligibility for Partial PPF Withdrawal

Before proceeding with the withdrawal, ensure you meet the following criteria:

• The PPF account must have completed 6 years from the end of the financial year of account opening.
• You are allowed to withdraw 50% of the balance available at the end of the 4th year or the preceding year, whichever is lower.
• Only one withdrawal per financial year is permitted.
• The account must be in good standing, with no defaults on minimum annual deposits (minimum ₹500 per year).

Steps to Partially Withdraw Money from Your PPF Account Online with ICICI Bank

Here are the detailed steps to partially withdraw money from your PPF account using ICICI Bank’s online banking platform:

Step 1: Log in to Your Net Banking Account

Visit the ICICI Bank website and log in to your Internet Banking account using your user ID and password. Ensure you have access to your registered mobile number for OTP verification.

Step 2: Navigate to the Investment and Insurance Section

Once logged in, go to the Investment and Insurance section in the main menu. Here, you’ll find the PPF Accounts option. Click on it to proceed.

Step 3: Select the Partial Withdrawal Option

In the PPF Accounts section, locate and click on the Partial Withdrawal option to initiate the withdrawal process.

Step 4: Check the Eligible Withdrawal Amount

The next screen will display the eligible withdrawable amount for the current financial year. This amount is calculated based on PPF rules (50% of the balance at the end of the 4th year or the preceding year, whichever is lower). You can withdraw the full eligible amount shown.

Step 5: Enter the Withdrawal Amount

Enter the eligible withdrawable amount as displayed on the screen and click Proceed to continue with the request.

Step 6: Confirm Your Withdrawal Request

On the next screen, review the details of your withdrawal request. Click Submit to confirm and proceed with the transaction.

Step 7: Authenticate Using Aadhaar Card

For security, you’ll need to authenticate your identity. Enter your Aadhaar card number in the provided field and click Submit.

Step 8: Verify with OTP

An OTP (One-Time Password) will be sent to the mobile number linked to your Aadhaar card. Enter the OTP in the designated field to verify your identity.

Step 9: Withdrawal Successful

Congratulations! Your partial withdrawal request has been successfully processed. You’ll see a confirmation message on the screen.

Step 10: Funds Credited Instantly

The withdrawn amount will be instantly credited to your linked ICICI Bank savings account. You’ll also receive a confirmation SMS from ICICI Bank with the transaction details.

Key Points to Remember

• Tax Benefits: Partial withdrawals from a PPF account are tax-free under Section 80C of the Income Tax Act, as PPF enjoys Exempt-Exempt-Exempt (EEE) status.
• Withdrawal Limits: You can withdraw only 50% of the eligible balance, and only once per financial year.
• Online Convenience: ICICI Bank’s online banking platform simplifies the withdrawal process, with instant fund transfers and Aadhaar-based authentication for security.
• Loan Option: If you’re in the 3rd to 6th year of your PPF account, you can also consider a loan against PPF instead of a withdrawal, which allows you to borrow up to 25% of the balance without reducing your savings.

Why Choose ICICI Bank for Your PPF Account?

ICICI Bank makes PPF account management seamless with its digital banking platforms. You can:

• Open a PPF account online instantly if you’re an existing customer.
• Set standing instructions for regular deposits (minimum ₹500, maximum ₹1.5 lakh per year).
• View PPF account statements and transaction history via Internet Banking or the iMobile Pay App.
• Transfer funds to your PPF account digitally using NEFT, ECS, or standing instructions.

The current PPF interest rate is 7.1% per annum (as of April 2025), compounded annually and paid on March 31st, making it a secure and rewarding investment option.

Conclusion

Partially withdrawing money from your PPF account with ICICI Bank is a hassle-free process thanks to its user-friendly online banking platform. By following the steps above—logging in, navigating to the PPF section, entering the eligible amount, and authenticating with Aadhaar—you can access your funds instantly and securely. Always ensure you meet the eligibility criteria and review the withdrawal amount to maintain your long-term savings goals.

Many ICICI Bank customer still don’t know about that the Bank offers digital mobile banking application called iMobile Pay to manage bank account online from mobile phone. You can install the application and activate it online and access many banking related services from your mobile phone.

Today we will guide you how to activate ICICI Mobile Banking (iMobile Pay) using Debit Card and Net Banking, so lets get started:-

How to Activate ICICI Bank Mobile Banking (iMobilePay): A Step-by-Step Guide

Activating ICICI Bank’s mobile banking service, iMobilePay, allows you to manage your bank accounts, transfer funds, pay bills, and much more right from your phone. Here’s a detailed guide to help you set up and activate ICICI’s iMobilePay on your mobile.

Important Note Before You Start

Ensure that the mobile number registered with your bank is inserted in your phone. The iMobilePay app will verify your mobile number through SMS to initiate the setup process.

Step-by-Step Guide to Activate ICICI iMobilePay

1. Install the iMobilePay Application

• Open the App Store (for iOS users) or Google Play Store (for Android users).
• Search for iMobilePay by ICICI Bank and download the app.
• Once downloaded, open the application.

2. Begin the Setup Process

• Tap on the “Let’s Get Started” button.

• Select the “Indian Resident A/c” option to continue with account activation.

3. Verify Your Registered Mobile Number

• The app will automatically detect your mobile number and send an SMS for verification.

• Allow the app to send an SMS from your phone to verify the registered mobile number with your ICICI Bank account.

Note: If your mobile number is successfully verified, you’ll see a confirmation message.

4. Set a 4-Digit Login PIN

• Choose a secure 4-digit login PIN to protect access to your mobile banking app.
• Re-enter the PIN if prompted, and proceed to the next step.

5. Choose Your Preferred Activation Option

ICICI Bank offers two options to activate mobile banking:

• Option 1: Using Debit Card

• • Select the Debit Card option.
  • Enter the grid numbers located on the back of your ICICI debit card. These numbers are unique to each card and provide an additional layer of security.
  • Submit the details to complete the verification process.
• Option 2: Using Net Banking

• • Alternatively, you can select the Net Banking option.
  • Enter your User ID and Login Password for ICICI’s online banking.
  • Submit the credentials to activate your mobile banking access.

6. Confirmation and Access

• After successful verification and activation, you’ll receive a confirmation message.
• Congratulations! Your ICICI iMobilePay mobile banking is now activated.

Now, you can enjoy the convenience of banking on the go with ICICI Bank’s iMobilePay. With iMobilePay, you can transfer funds, check account balances, manage cards, pay bills, and much more—all from the comfort of your phone!

FAQs About ICICI Mobile Banking Activation

Q: Do I need an ICICI debit card to activate iMobilePay?
A: No, you can also use your Net Banking User ID and Password as an alternative to the debit card.

Q: Is iMobilePay safe?
A: Yes, iMobilePay employs multiple layers of security, including SMS verification, login PINs, and secure encryption, ensuring your data and transactions are safe.

Q: What should I do if I change my registered mobile number?
A: Contact ICICI customer support or visit your nearest ICICI Bank ATM to update your registered mobile number.

By following this guide, you can seamlessly activate and enjoy the benefits of ICICI Bank’s iMobilePay app.

ICICI iMobilePay Mobile Banking application has now made it possible for you to approve your IPO mandate request and submit your IPO application directly from the app. If you are using an ICICI iMobilePay UPI account, you can also apply for an IPO and accept a mandate on the iMobilePay app.

All you need to do, just link your bank account with ICICI iMobilePay UPI and create your UPI ID.

In this article, we will guide how to create an IPO mandate request using ICICI iMobilePay UPI ID and approve the mandate request. Read also: How to update ICICI Bank account address online

Apply IPO & Create Mandate using ICICI Mobile Banking UPI ID

Step 1: Open your Demat account application and open the “IPO” section where you can apply for IPO.

Step 2: Now, select the IPO you want to apply for. We will select the BLS E-services IPO.

Step 3: Enter the lot number you wish to apply for. Each lot costs approximately 14,000 rupees. Next, provide your ICICI iMobile Pay UPI ID and click the Apply button.

Step 4: You have successfully placed an IPO order and the UPI mandate has been created successfully and sent to the ICICI iMobile Pay Mobile Banking Application. To complete your IPO application, you need to approve your mandate before 5 PM.

Approve IPO UPI Mandate on ICICI iMobile Pay Mobile Banking App

You will receive your IPO mandate request within 30 minutes on your ICICI mobile banking Application. ICICI Bank will send an SMS once you receive your mandate request on the mobile app.

Step 1: Login to the ICICI iMobile Pay Mobile Banking application and go to the “UPI Payments” section where you can manage your UPI accounts.

Step 2: In the UPI Payments section, tap on “Manage” and you can see the “My Mandates” option, click and open it.

Step 3: You will see your IPO mandate request here, tap on the proceed button to accept your mandate request.

Step 4: Next screen, tap on the proceed button to confirm your approval.

Step 5: To proceed, please click on the “Confirm” button and accept the mandate request.

Congrats, you have successfully approved your IPO mandate request on the ICICI iMobile Pay mobile banking app.

Your IPO Application Submitted successfully After Approving Mandate on ICICI iMobile Banking

After accepting the IPO mandate request on ICICI iMobile Pay App, your IPO application will be successfully submitted, and the amount will be blocked in your bank account. You will receive an SMS from your bank regarding this.

Please go back to your Demat account to check the status of your IPO application. After 2-3 hours, you will be able to see if your payment mandate has been successful. You will be able to view your IPO status, including information on when the IPO has been allotted, refunds if the IPO is not allotted, and the listing date.

After the IPO allotment is announced and you receive an allotment, the blocked amount will be debited from your bank account and you will receive a debit SMS from your bank.

If you do not receive an allotment, your money will be unblocked on the same day and you will receive an SMS from the bank stating that your IPO mandate has been revoked and your money has been unblocked in your bank account.

I hope this detailed guide that I have provided will be useful to you in approving your IPO mandate request on the ICICI iMobilePay application.

It is important to keep your ICICI bank account address updated so that you receive all important bank communications on time. This includes statements, account alerts, and other important information. Keeping your address updated also helps to prevent fraud and identity theft.

Changing your communication address with ICICI Bank online is a quick and easy process. You can do it through the ICICI Bank Internet Banking online.

Here we will guide you on how to change or update your ICICI bank account address online, just follow these easy steps and update your address online.

Change or Update ICICI Bank Account Address Online

Step 1: Login to your ICICI Internet banking account. You can login using your User ID and login password or registered mobile number and OTP.

Step 2: After login in successfully, click on the “Customer Service” tab and select “Service Requests” opinion as you can see in the below screenshot.

Step 3: In the service requests section, click on the “Bank Accounts” section and choose the “Address Change” option as seen in the below screenshot.

Step 4: In the address change screen, Select Address proof document to upload like an Aadhaar card, Driving license, Voter card, passport etc. and upload the address proof file. You can upload using  Digilocker OR directly upload an image file.

Step 5: Next, type your address as per your address proof document and submit your address change request.

So this way you can submit your address update/change request online for your ICICI bank account.

Please Note:

1. Basis this request, address updation will be done if ALL the linked accounts in the same Customer ID are ACTIVE
2. The request for deliverables should be placed after the address updation request has been successfully completed, else the deliverables will be delivered to the existing address available in the bank records
3. For the below-mentioned cases, address will NOT be updated in the account:
   1. Address proof uploaded is other than any of the listed Officially Valid Documents (OVDs)
   2. Address details entered are mismatched with address proof
   3. The address entered is incomplete
   4. Address proof is expired
   5. Address proof uploaded file is password protected
   6. Incorrect PIN Code entered
4. The type of files that can be uploaded are TIFF/TIF/PDF and the size should not be more than 4MB.

Do you want to register a nomination for your ICICI bank account or want to update your current nominee details? Then you don’t need to visit the bank, you can add or modify your nominee in ICICI bank online.

Follow the below step-by-step guide to register or update your nomination for ICICI Bank savings account.

Add OR Update Nominee in ICICI Bank Online

Step 1: Login to your ICICI Net Banking account (Visit: https://www.icicibank.com) using your user ID and login password.

Step 2: After login, click on “CUSTOMER SERVICE — Service Requests” as you can see in the below screenshot.

Step 3: In-service requests section, you can see the ‘View/Update Nominee” option in the Bank accounts section.

Step 4: Next screen you can see your current registered nominee & if your nominee is not added then you can add a nominee by just clicking on “Add Nominee”

Step 5: And the next screen you need to enter nominee details like full name, DOB, your relationship with the nominee, address, and mobile number. Submit all these details.

Step 6: In the next step, confirm your all added nominee details are correct, now submit your request.

You will receive a one-time password (OTP) on your registered mobile number to confirm your request, enter OTP, and submit.

Step 7: Done! The nominee added successfully for your ICICI bank account.

To check your registered nominee details, just go to the service request section and click on “view/update nominee” as mentioned in (step 3). Here you can view your current added nominee details with options like modify, and cancel.

By following the above steps you can add, cancel or update your nominee online anytime for ICICI saving account.

You cannot add multiple nominees to your account so if you want to register another nomination then first you need to cancel the current nominee and then you can add a new one.

ICICI iMobile Banking application has an inbuilt BHIM UPI section so you can link your bank account, create your unique UPI ID and use UPI services like transferring money, making payments, etc, you don’t need any other third-party UPI application.

If you are an ICICI Bank account holder then you can use ICICI mobile banking BHIM UPI service and no need to install any other application.

Here we will tell you how to block or unblock UPI ID in ICICI Mobile banking so if you are already using ICICI mobile banking BHIM UPI and blocked user/UPI ID mistakenly then follow these steps and unblock or block any user or UPI ID.

How to Block UPI ID/User in ICICI Mobile Banking BHIM UPI

If you are getting lots of unwanted spam money requests from any unknown UPI ID then you can add it to your block list and after this, you will not receive any request from that UPI/user.

Step 1: Login to the ICICI iMobile Banking application and open the “UPI Payments” section.

Step 2: Now tap on the “Pending Request” option.

Step 3: Next screen select the “Reject” option.

Step 4: In the popup screen, tap on the “Block” option.

Done, now this UPI ID/User will be blocked and added to your block list. After blocking this UPI ID, the user will not be able to request money from you.

How To Unblock UPI ID/User in ICICI Mobile Banking

If you have mistakenly blocked any UPI ID/User then you can unblock it by following these steps:

Step 1: Just open and login to ICICI mobile banking and open the “UPI Payments” section.

Step 2: Now tap on “Manage” and select the “Unblock User” option.

Step 3: And the next screen you can tap on the “Unblock” button as you can see in the below screenshot.

So this is how to block/unblock any UPI ID/User in ICICI mobile banking BHIM UPI section. If you are getting unknown spam requests then use this feature to avoid any unauthorized transactions.