HDFC Bank

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with HDFC Bank. If you are an HDFC Bank customer and don’t know your customer ID then here we will tell you 4 methods to retrieve your ID.

When you register or login into HDFC net banking, you need to enter your customer ID as a username. However, you can change your HDFC net banking user ID after login and set your own user ID.

If you have not changed your HDFC net banking user ID and by default your customer ID is your login user ID then follow these 4 methods to find your HDFC customer ID:

1. Find HDFC Bank Customer ID Online

You can retrieve your HDFC Bank account customer ID online. See how:

Step1: Open HDFC Internet Banking login page and click on “Forgot Customer ID”

Step 2: Next screen, enter your registered mobile number with country code (91), Pan card number, and Date of birth and submit.

Step 3: Now enter OTP received on your registered mobile number and proceed.

And on the next screen, you can view your customer ID. The unique Customer ID is displayed upfront.

2. Check your HDFC Customer ID on Mobile Banking

If HDFC Mobile Banking is active on your phone then you can login and know your customer ID.

Step 1: Open HDFC Mobile Banking and login.

Step 2: After login, open menu options and click on Your Profile – Personal Profile

Step 3: And in the personal profile section, you can check your customer ID as you can see the below screenshot.

3. Find HDFC Bank customer ID on e-statement

If you receive an email statement on your email ID or have any e-statement PDF file then you can open the e-statement file and check your HDFC account customer ID.

Just open an email statement and here you can view your customer ID including other account details.

4. Check your HDFC customer ID in Cheque Book

You can also find your HDFC customer ID on your cheque book. Just open your Cheque book front page where your account details are printed. Your customer ID is also printed on the front page.

Frequently Asked Questions

(1) How can I know my HDFC customer ID?

Ans: If you forgot your HDFC bank customer ID then you can retrieve it online or find on your Cheque Book front page. You can also check your Customer ID on email statement and also view on mobile banking. Please follow the above 4 methods.

(2) How can I login to HDFC Internet Banking without a customer ID?

Ans: You need to enter your customer ID and password to login to HDFC net banking. However, you can change your net banking customer ID and set a custom user ID after login.

(3) How can I know my customer ID in the HDFC Cheque book?

Ans: Your HDFC customer ID is printed on your Cheque Book front page where all your account details are printed.

(4) How many digits are there in HDFC customer ID?

Ans: 9 digits.

(5) Is customer ID and HDFC net banking user ID the same?

Ans: Yes, you need to enter your customer ID as HDFC net banking user ID. You can also change it later after login.

Planning to open an HDFC Bank saving account? If yes then no need to visit the bank, you can open HDFC Bank saving account online with an Insta account opening facility. Instant account opening is easy with HDFC Bank. All you need is a working mobile number, an Aadhaar number, and a PAN number to open an account.

After submitting your Aadhaar and Pan details, your account will be opened instantly and you will get your account number and Customer ID immediately. You will receive your account number and Customer ID as soon as you open an HDFC Bank InstaAccount online.

You can also complete your full KYC using a video call, so let’s see how to open an HDFC insta saving account.

HDFC Online Account Opening Step by Step

Before you start, let me clear one thing resident individuals without an existing HDFC Bank Savings or Salary account can open the HDFC account online so if you have already an HDFC account then you can not open a second account online.

Step 1: Download & install the HDFC Insta Account Opening application from the Play store

Step 2: Open the application and click on “Open an Account”

Step 3: Next screen, enter your Aaadhaar Card registered mobile number and proceed. (This mobile number will be registered with your bank account. You can change your mobile number later at any HDFC ATM)

Step 4: Next screen, enter the OTP received on your mobile number and proceed further.

Step 5: And now select account type Saving OR Salary and select account options like regular, senior, etc. For a regular saving account, you need to keep a 10,000 Monthly average balance in your account.

Step 6: Now select your branch, and search your nearest branch.

Step 7: Next screen, select the document for KYC, select Aadhaar Card, and proceed.

Step 8: Now select the Scan QR Code option and submit your Aadhaar card image.

Step 9: Now capture and upload the Aadhaar card image both front and backside.

Step 10: Now enter your personal details, upload your photo, enter your Pan card number and submit.

Step 11: Next screen confirm your address, submit your profile details like income, profession, state of birth, nationality, etc and submit.

Step 12: After filling in all your details submit it to the bank.

Now you can complete your full KYC through video KYC and get your account number instantly. You need to add funds to your account after opening your account. If video KYC does not work, then visit the selected branch and complete your full KYC.

Please note, The maximum time you can hold an HDFC Bank InstaAccount is one year. You need to complete full KYC and convert this account to a regular savings account during this time. Please visit your nearest HDFC Bank branch to do this.

You can install HDFC Mobile Banking and activate net banking and start your digital banking journey.

HDFC EMI on Debit card enables you to purchase online from Amazon, Flipkart online store, and offline stores. Now you can convert your purchase into EasyEMI on HDFC Bank Debit Card without blocking any money in the account. Simply swipe your HDFC Bank Debit Card at any store and walk out with your purchase instantly. EasyEMI on Debit Card is also available on Amazon, Flipkart, and many other online sites.

If you are an HDFC Bank customer and eligible for EMI on a Debit card then you can also buy any product on EMI using your Debit card.

You don’t need to submit any documents, this is a pre-approved facility availed for eligible customers. You can check your eligibility by sending an SMS from your HDFC registered mobile number or online.

How to Check HDFC EMI on Debit Card Eligibility by SMS

You just need to send an SMS from your HDFC registered mobile number to check your eligibility for EMI on the Debit card.

• Type MYHDFC & send to 5676712 (SMS charges apply)

After sending this SMS, you will receive an SMS from the bank where you can check your pre-approved limit on your Debit Card. You can buy products on EMI under this limit.

How to check HDFC EMI on Debit Card Eligibility Online

You can also visit the HDFC Bank website and check your eligibility for EMI on Debit Card.

1. Visit the HDFC Bank website and click on Ask EVA chatbot.
2. Type your query “what is my debit card EMI eligibility
3. Now enter your registered mobile number
4. Enter OTP received on your mobile number
5. And now you can see your available limit for your Debit card to buy on EMI

Check on WhatsApp

You can also check your HDFC EMI on Debit Card eligibility on Whatsapp. Make sure you are registered on WhatsApp with the same HDFC registered mobile number.

• Save this number: 7065970659
• Now open WhatsApp and send a message to this number “DCEMI”
• You will receive a reply message where you can see the pre-approved limit for your Debit Card

Freqnajly Asked Questions

(1) How do I know I’m eligible for HDFC EMI on Debit Card?

Ans: Just follow the above three methods to check whether you are eligible for HDFC EMI on Debit Card or not. You will receive a reply message where you can check your Debit Card pre-approved limit.

(2) What is HDFC EMI on Debit Card Facility?

Ans: If you don’t have a credit card then don’t worry, now you can buy any products on EMI using your HDFC Debit Card. You can buy on EMI using your Debit card from Amazon, Flipkart, and many offline stores.

If you are an HDFC Bank account holder and want to download your bank account statement then let me tell you, HDFC account statement can be downloaded from net banking and mobile banking application.

You can log in to HDFC net banking and mobile banking to download your account statement in PDF, Excel, text, and XLS format. You don’t need to visit your home branch with a passbook to check the details of your transactions.

HDFC bank also offers an e-statement facility without any charge so you can receive an account statement every month on your registered email ID.

Here are two ways to get HDFC account statement online instantly.

• Read Also: Now check HDFC Account Balance by Missed Call

1. HDFC Account Statement Online using Net Banking

HDFC Internet Banking is available for all retail customers without any charges. You can activate net banking online using your Debit card so activate your net banking account and download the account statement instantly by following the below process:

Open the HDFC Net Banking page and log in to your account.

Now click on the Accounts tab and on your left side click on Enquire – Download Historical Statement.

• Now select your account number and select a specific period (maximum one year). Select the format of your statement (PDF, XML, Excel, or text) and click on the download button.

Done! your account statement will be saved on your local storage.

2. Download HDFC Account Statement using Mobile Banking

If you have an HDFC Mobile Banking facility then you can use this application to get your account statement on your phone instantly.

HDFC Mobile Banking application is available for Android and iOS, just install this application and complete the activation process.

Now see how to get an account statement using HDFC Mobile Banking:

Open the HDFC Mobile banking application and tap on your Account.

Next, tap on the Statement option.

Now click on Request Statement.

Select the download option and choose the duration of a statement like last month, six months, current month, or a specific period, select statement format, and click on confirm to download the statement file.

That’s it your statement file will be saved on your phone storage.

Using HDFC Mobile Banking you can download the last 6 months’ HDFC account statement, the last 3 months’ HDFC statement too.

So whenever you want to view/download HDFC bank account statement, just log in to Mobile banking or net banking and get your account statement instantly. Do you know, you can check HDFC Mini Statement by missed call & SMS.